Auto insurance fraud is a serious issue that affects both insurance companies and policyholders. It involves deceptive practices aimed at obtaining financial gain from insurance policies. It is any act committed with the intent to obtain an improper payment from an insurer. Common types of auto insurance scam includes: False Claims: Policyholders may file claims for accidents that never occurred or inflate the extent of damage. Staged Accidents: Fraudsters deliberately cause accidents to claim insurance money. Application Fraud: Providing false information on insurance applications to obtain lower premiums. Phantom Passengers: Claiming injuries for passengers who were not actually in the vehicle during an accident. Exaggerated Claims: Overstating the cost of repairs or medical expenses. Ghost Vehicles: Claiming insurance for a vehicle that doesn't exist or is not owned by the claimant. Consequences of auto insurance fraud: Increased Premiums: Fraudulent claims lead to higher insura...